Best invoicing software for contractors: 7 mobile & web apps for 2026

Most invoice software is built for office workers. We review the best invoicing tools for contractors who need to send professional invoices from job sites in 2026.

Contractor measuring a wooden beam with a yellow tape measure on a construction project

You didn't get into contracting to do paperwork – you got into it to do the work. The invoice is just what gets you paid.

Most invoice software is built for office workers with big monitors and plenty of time. Contractors work differently. You're invoicing from your phone, sitting in your van or standing on a job site after a 10-hour day. You need something fast enough to send a professional invoice before you leave the customer's driveway.

This guide compares the top invoicing software for contractors, evaluating mobile usability, payment processing, ease of use, and pricing. Whether you're a solo plumber or running a small HVAC crew, you'll find the right fit below.

Quick comparison table

Tool Best for Starting price Key features Free trial
Tofu Job-site invoicing $19/month One-tap invoicing, offline mode, job-to-invoice sync, auto reminders 7 days
Jobber Scheduling + invoicing $30/month Client portal, estimates, job management 14 days
QuickBooks Online Full accounting $19/month (promo) Expense tracking, tax reports, integrations 30 days
Xero Clean bookkeeping $5.80/month (promo) Bank reconciliation, multi-currency 30 days
FreshBooks Simple billing $8.40/month (promo) Easy templates, time tracking 30 days
Zoho Invoice Free invoicing Free 30+ templates, client portal, automation Free tier forever
Stripe Invoicing Existing Stripe users 2.9% + 30¢ per transaction Fast checkout, global payments N/A

Read our detailed breakdown of each tool below.

How we evaluated these tools

Our criteria included mobile app performance (can you create an invoice in under two minutes from your phone?), payment gateway support (do customers have multiple ways to pay?), automation features (does it send a reminder so you don't have to?), and overall simplicity for business owners who don't want to learn accounting software just to get paid faster.

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The top 7 invoicing software tools to check out

1. Tofu

Tofu is a mobile and web app that helps contractors like plumbers, electricians, and HVAC techs manage their jobs – solo or in small crews. It started as an invoicing tool and now also handles scheduling, estimates, payments, and customer info – all in one place.

Features:

  • Quick mobile invoicing
  • Automated payment reminders
  • Multiple payment methods
  • Recurring invoices for repeat clients
  • Invoice customization with branding

Pros:

  • Send invoices in seconds
  • Get money instantly when customers pay on their phone
  • Use it in basements or areas with no signal
  • No tutorial needed - just open and start using
  • Know exactly what you're paying with no surprises

Cons:

  • Not full accounting software (by design)
  • Fewer integrations than enterprise platforms
  • No recurring jobs in current version

Pricing:

  • Plus: $9/week (10 invoices/month, basic templates)
  • Premium: $19/month (Unlimited invoices, premium templates, all features)

Best for: Solo contractors and small crews who need simple app, with essential features, to invoice from job sites.

2. Jobber

Jobber combines job scheduling, client management, and billing into one platform. If you need to manage crews, track appointments, and convert estimates into invoices, it handles that workflow end to end. The client portal lets customers approve quotes and pay online, reducing back-and-forth.

Honest Jobber Review 2026: Pros, Cons, Features & Pricing

Features:

  • Job scheduling and dispatch
  • Online booking
  • Route optimization
  • QuickBooks integration
  • Client hub for approvals

Pros:

  • All-in-one for scheduling and billing
  • Client portal reduces phone calls
  • Strong quote-to-invoice workflow

Cons:

  • Higher starting price than dedicated invoice apps
  • Can feel like overkill for simple invoicing

Pricing:

  • Core: $39/month
  • Connect: $119/month
  • Grow: $199/month

Best for: Growing service businesses that need scheduling and invoicing in one tool.

3. QuickBooks Online

QuickBooks Online is full accounting software – invoicing plus expense tracking, tax reports, bank reconciliation, and financial statements. If you need detailed recordkeeping for your accountant, it delivers. The invoicing features work on mobile, but the app is clearly designed for managing your business from a desk.

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Features:

  • Full accounting suite
  • Expense tracking
  • Tax preparation tools
  • Payroll integration
  • Bank reconciliation

Pros:

  • Comprehensive accounting and invoicing in one place
  • Strong integrations with banks and accountants
  • Detailed financial reports for tax time

Cons:

  • Steeper learning curve
  • Mobile experience isn't field-optimized

Pricing:

  • Simple Start: $38/month
  • Essentials: $75/month
  • Plus: $115/month
  • Advanced: $275/month

Best for: Contractors who need full accounting software and are comfortable with complexity.

4. Xero

Xero offers a cleaner interface than QuickBooks while still providing solid accounting features. It works well for contractors who want invoicing alongside bank reconciliation and cash flow visibility without getting overwhelmed. Better suited for office use than job-site invoicing.

Features:

  • Automated bank reconciliation
  • Multi-currency support
  • Inventory tracking
  • Third-party app integrations
  • Project tracking

Pros:

  • Modern, intuitive interface
  • Unlimited users on all plans
  • Strong bank reconciliation

Cons:

  • Mobile app isn't field-optimized
  • Some features require higher tiers

Pricing:

  • Starter: $29/month
  • Standard: $50/month
  • Premium: $75/month

Best for: Contractors who want accounting software with a cleaner user experience.

5. FreshBooks

FreshBooks focuses on making billing simple. Clean invoice templates, straightforward payment acceptance, and automated reminders help you get paid faster without manual follow-up. The mobile app works well enough for contractors who need to invoice on the go.

Features:

  • Time tracking
  • Project management
  • Expense management
  • Client portal
  • Automated late payment reminders

Pros:

  • Very easy to learn and use
  • Clean, professional invoice templates
  • Good time tracking integration

Cons:

  • Limited to 5 clients on cheapest plan
  • Gets expensive as you scale

Pricing:

  • Lite: $21/month
  • Plus: $38/month
  • Premium: $65/month
  • Select: Custom pricing

Best for: Freelancers and solo contractors who want simple billing software.

6. Zoho Invoice

Zoho Invoice offers over 30 invoice templates, a client portal, and strong integration options – all with a generous free tier. It connects with CRM systems, Google Drive, Gmail, Slack, and the broader Zoho ecosystem. Setup takes more time than simpler tools.

Features:

  • Multi-language support
  • Recurring invoices
  • Payment reminders
  • Client portal
  • Expense tracking

Pros:

  • Completely free for core features
  • Extensive customization options
  • Strong integrations across platforms

Cons:

  • Takes longer to set up
  • Best features require Zoho ecosystem buy-in

Pricing: Free: $0 – Create tax-compliant invoices, email or save as PDF, accept payments via cards/e-wallets/ACH, automate payment reminders. No paid tiers required – Zoho Invoice is free invoicing software.

Best for: Contractors who want free invoicing with room to grow into integrations.

7. Stripe Invoicing

Stripe Invoicing is payment processing first, invoicing second. It handles credit cards, bank transfers, and ACH with a fast checkout experience. If you already use Stripe, adding invoicing requires minimal setup. It's lighter on contractor-specific workflows like estimates or job costing.

Stripe Invoicing | Create and Send Invoices Online

Features:

  • One-time and recurring billing
  • No monthly fees
  • Global payment support
  • Automatic payment retries
  • Subscription management

Pros:

  • Seamless if you already use Stripe
  • Fast, reliable payment processing
  • Global payment support

Cons:

  • Not designed specifically for contractors
  • Limited invoicing features compared to dedicated tools

Pricing:

  • Cards and wallets: 2.9% + 30¢ per successful transaction (domestic cards), +0.5% for manually entered cards, +1.5% for international.
  • Link (accelerated checkout): 2.9% + 30¢ per transaction, or 2.6% + 30¢ for Instant Bank Payments.
  • ACH Direct Debit: 0.8% with $5 cap.
  • Buy Now Pay Later (Klarna): 5.99% + 30¢ per transaction.
  • Payment Links: Included with Payments.
  • Custom domain: $10/month.
  • Post-payment invoices: 0.4% on transaction total, $2 cap per invoice

Best for: Contractors already using Stripe who want simple invoicing added on.

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Best invoicing software by use case

Use case Tool Why best
👷 Solo contractors Tofu Handles invoicing from your truck. Fast, simple, works offline.
📅 Scheduling + invoicing Jobber Keeps jobs and billing in one place. Good for crews managing multiple appointments.
🆓 Free option Zoho Invoice Solid invoicing without monthly fees. Perfect when keeping costs tight.
📱 Mobile app Tofu Works on job sites – offline mode, auto-sync, readable in direct sunlight.
📊 Full accounting QuickBooks Online Tracks everything for tax season. Use it if your accountant needs detailed books.
💳 Stripe users Stripe Invoicing Plugs right into your existing payment setup. Quick add-on if you already use their system.

Conclusion

Contractors don't need more business tools cluttering up their phones. They need fewer tools that actually work when they're standing in a customer's driveway after a long day.

If you want simple invoice software that prioritizes speed, mobile usability, and getting paid faster without chasing payments manually, Tofu belongs on your shortlist. It won't replace your accounting software or manage your project schedules – it just helps you get paid.

For contractors who need more comprehensive platforms, Jobber handles scheduling and invoicing together, while QuickBooks and Xero cover full accounting needs. Match the tool to how you actually work, not how you think you should work.

Ready to stop chasing payments? Try Tofu free and send your first invoice in under a minute.

FAQ

What features should I look for in invoice software for contractors?

Key features are a mobile app that works reliably in the field (including offline), professional invoice templates, online payment options so customers can pay by credit card or bank transfer, payment tracking, and automated reminders. Expense tracking is useful if you need it for tax purposes.

Can I invoice and take payments from the job site?

Yes, several tools are specifically designed for this. Tofu, Jobber, and FreshBooks all offer mobile apps that let you create and send professional invoices while you're still on location. Tofu works even without the internet – it saves and syncs automatically once you're back online.

How does contractor invoicing software differ from accounting tools?

Invoicing apps focus on speed and getting bills out quickly. They handle creating invoices, sending them, accepting payments, and tracking what's been paid. Accounting software goes deeper into financial management including expense categorization, tax reports, profit and loss statements, and bank reconciliation.

What's the best invoice app for sending invoices immediately?

If speed is your primary concern, Tofu is designed specifically for that. The entire interface is built around creating and sending a professional invoice in under sixty seconds from your phone. Jobs automatically generate synced invoices, and payment tracking plus automated reminders handle follow-up.

How can invoice software help my cash flow?

Good invoice software improves cash flow in several ways. Sending invoices immediately after work is completed shortens the time between completing a job and getting paid. Offering online payment options removes friction that delays customer payments. Automated reminders catch overdue invoices before they become seriously late. Payment tracking gives you visibility into expected income so you can plan expenses accordingly.

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